About us

A specialist mortgage firm built on experience and detail.

At Red Deer Mortgages, decades of financial services experience combined with expert advice focused on you.

Why Red Deer

Our name reflects our connection to the New Forest, a place we visit often with our family and dogs. Red Deer Mortgages is built on experience, detail, and genuine care for our client outcomes.

Polly headshot

Polly

Director

Mortgage & Protection Specialist

I bring 28 years of financial services experience, including 13 years specialising in contractor and complex income mortgages. I understand the nuances that shape lender decisions: IR35 status, contract gaps, contract types, renewals, umbrella arrangements, limited company structures, and multi-contract portfolios. My expertise extends far beyond contractor lending, enabling me to advise clients with any income profile.

Polly on LinkedIn
Nigel headshot

Nigel

Head of Operations and Client Service

I bring three decades of financial-services experience, shaped by senior leadership at director level, strong relationship-management skills, and a reputation for practical problem-solving. After years leading large teams, I made a deliberate shift toward a more personal, client-focused role. Today, I oversee onboarding, case progression, and communication, ensuring every client receives clear updates and a seamless experience.

Nigel on LinkedIn

Together, we offer experienced professionals reviewing, preparing, and progressing every application. Clients benefit from consistency, speed, and a level of care rarely found in the mortgage industry.

The Panel

Working with a broad panel of UK lenders

From high street banks to specialist contractor criteria, we negotiate with underwriters directly — placing complex income with the expertise.

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